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"A merchant is not obligated to ask for any identification at all before allowing use of a valid credit card," says Stephen Lesavich, co-author of "The Plastic Effect: How Urban Legends Influence the Use and Misuse of Credit Cards." Thanks to newer technologies, some transactions don't even require a credit card to change hands, says Doug Johnson, senior vice president of payments and cybersecurity for the American Bankers Association.According to Visa's 2014 Card Acceptance Guidelines for Visa merchants, an unsigned credit card is not considered valid and merchants are instructed not to take it. In fact, some variation of the phrase "Not Valid Without Signature" can be found on Visa and Master Card credit cards.American Express also advises customers to sign the backs of their cards, says spokeswoman Kimberly B. Worst-case scenario not so bad Before "See ID" advocates panic, it's important to note that having unauthorized charges made using your credit card is not the worst fate you can suffer.Finally, most major card networks have instituted no-signature-required programs, which negate the need for you to sign for purchases that cost less than a certain amount, such as or .An unwanted result Not only does the strategy of writing "See ID" rarely help, but it can also backfire on you.




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Lieutenant-Governor Dewdney had acquired land adjacent to the route of the future CPR line at Pile-of-Bones, which was distinguished only by collections of bison bones near a small spring run-off creek, some few kilometres downstream from its origin in the midst of what are now wheat fields.


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